Canadian travel insurance and health insurance can be purchased from several companies, depending on your needs, whether you are planning a trip or have a temporary work permit.
An insurance policy for travel is different from one for health. Paying for medical expenses is the purpose of health insurance. In addition to trip cancellation, missed luggage, medical expenses, and repatriation, travel insurance may cover a variety of expenses. In some cases, health insurance is included in travel insurance packages so you may not have to purchase them separately.
After relocating to Canada as a permanent resident. You will not have access to healthcare for several months, but you may eventually get it. Also, if you have a work or study visa and are moving to Canada after your visa expired, you can qualify for this program. Throughout those early months, it is vital that you and your family, if applicable, have a top-notch health insurance plan to cover all your healthcare needs.
You must have both health insurance that covers the period of the visa and insurance that covers the costs of repatriation in order to participate in the IEC Working Holiday Visa in Canada program. The travel insurance packages that are available for Canada typically include all IEC requirements, including health insurance. The cost of medical care in Canada is often not covered by the medical insurance offered by your employer or provincial healthcare system.
Alberta and British Columbia are renowned for their skiing and snowboarding, as is widely known around the world. It is recommended that you get Canadian travel insurance before hitting the slopes to ensure you are covered for any potential injuries.
Health insurance in Canada
If you want to apply for permanent residence. You should consider getting health insurance that is more comprehensive than the typical Canadian travel insurance plan.
In order to ensure access to high-quality healthcare, ex-pat health insurance is a necessity for ex-pats living and working overseas.
The need for health insurance for IEC workers (and perhaps travel insurance for Canada)
1. A work permit from the IEC requires it
Innumerable individuals fail to obtain Canadian health insurance each year when applying for a work permit with the IEC. In accordance with the rules, you must maintain insurance during the entire period of your work permit (e.g. two years).
2. Buying a short policy and extending it later is not possible
A three-month policy cannot be extended to a two-year policy simply to placate an immigration officer.
If you only have health insurance for three months or six months. For example, the immigration officer has the right to issue a three-month or six-month visa. No extension to a later date is possible.
3. Paying for insurance is a pain, but the alternative would be much worse
You get insurance to cover worst-case scenarios. We frequently think it would be a waste if the major event never took place. We urge you to exercise responsibility as an adult since, in the case that you suffer a serious accident or pass away. Your family won’t be grateful for a $20,000 medical bill and your return to your native country.
