Canadian families can purchase super visa insurance in order to visit and reunite with their overseas relatives. Obtaining a family member’s invitation and passing a medical exam are both prerequisites. After then, super visa insurance is a must, although there are a few further conditions.
With the Super Visa, citizens of Canada as well as parents and grandparents or permanent residents are able to remain in the country for up to five years. Although they are not able to work. Despite this limitation, compared to many other visa programs, the Super Visa offers a quicker processing time and a simpler application process.
All about the Super Visa Insurance – (SVI)
Citizens of Canada and their grandparents are permitted to stay in Canada for up to five years on Super Visas. It is also possible to get a visa for the applicant’s spouse and common-law partner, but no additional dependents are permitted.
To be approved for a Super Visa, an application must fulfill a number of conditions.
- Applicants for the Super Visa must submit a written invitation from a child or grandparent who is a Canadian citizen or lawful permanent resident. Additionally, neither a temporary visa nor a non-permanent work permit should be held by the family member who will be their host throughout their visit.
- The host must earn a minimal amount of money depending on the size of their family in order to support their family member while they are in Canada. A family of one must earn at least $26,620 annually. While a family of seven must earn at least $70,448 annually as of 2022.
- To demonstrate that they won’t pose a risk to the public’s health or safety while in Canada. The applicant must successfully complete an immigration medical examination (IME). The applicant’s current physical state is examined along with their past medical history during the IME. The need for extra screenings like X-rays or lab tests may arise based on the findings of the physical examination.
- The candidate must be insured for a minimum of twelve months after arriving in Canada. In order to guarantee that the applicant can cover all necessary medical expenses while in Canada, valid Super Visa insurance must adhere to specific requirements.
Which Super Visa Insurance is Required for My Stay in Canada?
To meet the Canadian government’s requirements for Super Visa insurance. The policy must include several features primarily related to health coverage. Although it may also include coverage for other aspects of the trip such as trip cancellation or baggage loss. As a Super Visa holder, it is essential to ensure that any health insurance purchased fulfills these established requirements.
- The insurance must be fully paid (either in full or in installments)
- It must be valid for a minimum of one year from the date of entry into Canada
- The policy should cover at least healthcare, hospitalization, and repatriation
- It must provide a minimum of $100,000 in emergency coverage
- The coverage must remain valid even if the policyholder leaves and re-enters Canada at any time.
Failure to meet the aforementioned insurance requirements may lead to the rejection of your application or your approval may be postponed until you can provide evidence of adequate insurance.
Ways to choose the best insurance
Acquiring Super Visa insurance that adheres to the mentioned standards is of utmost importance, as purchasing inappropriate insurance could result in the rejection or delay of your application. Such outcomes could be frustrating, especially when you are looking forward to visiting your family in Canada.
While meeting the basic requirements is enough to qualify for the visa. It is still recommended to opt for insurance that offers coverage in case of emergencies. This type of insurance could provide protection for:
- It is crucial to ensure that Super Visa insurance meets the established standards to avoid rejection or delays in the application process.
- Opting for insurance that covers emergencies is recommended, despite meeting the minimum requirements for the visa.
- Such insurance coverage may include pre-existing conditions, emergency air or ground ambulance transportation, emergency dental treatment, and prescription drugs.
